Smart Money Management
Private by design. Intelligent by default.
Food budget exceeded by £120
At this pace, you'll overshoot by ~£200 this month.
Adjust budget →
Total Balance
£0
Left to spend
£0
Spending Breakdown
Trusted by early adopters across the UK
Features
What you can do
Spending Alerts
Detects unusual spending, budget overruns, and recurring charges automatically.
Unified Accounts
Track every bank account, credit card, savings pot, and investment from one dashboard.
Budgets & Goals
Set category-level budgets, track savings goals, and see exactly what you can spend before payday.
Cash Flow Forecast
Project your balance forward based on recurring income and committed expenses. Know your risk days in advance.
Statement Import
Upload PDF or CSV bank statements. Transactions are parsed, categorised, and ready for review in seconds.
iPhone & Mac
Native SwiftUI apps optimised for each platform. Not a web wrapper.
Intelligence
See the full picture
Net Worth
£0
+4.2% this monthMonthly Spend
£0
12% below averageSavings Rate
0%
Above targetSpending by Category
Spending Trend
Dining spend up 34% this week
3 restaurant charges totalling £87
Privacy
Private by design
Built by qualified accountants. Your financial data never leaves your control.
Beyond banking
Manage your whole financial life
Mortgages, debts, subscriptions, tax estimates, and emergency funds — tracked and optimised alongside your everyday spending.
Debt Payoff
Compare avalanche vs snowball strategies with exact payoff dates.
Tax Estimates
Real-time UK income tax and NI projections for employed and self-employed.
Subscriptions
Detect recurring charges automatically and track total monthly commitment.
Emergency Fund
Set a target in months of essential spending and track progress against it.
Coming soon
Built for couples and families
Shared financial views, joint budgets, and household spending — so everyone sees the same picture. Individual privacy preserved.
Shared household view
- See all accounts in one place
- Joint spending breakdown by category
- Unified household net worth
Individual privacy
- Personal accounts stay private
- Choose what to share
- Separate logins and permissions
Joint budgets & goals
- Set shared spending limits
- Track household goals together
- Household insights and alerts
Family-friendly
- Works for couples and families alike
- No complicated setup or splitting
- Everyone sees the same financial picture
Expertise you can trust
Built by accountants
Designed and built by qualified accountants with deep expertise in personal finance, accounting, and UK tax — not just engineers guessing at financial logic.
Pricing
Pricing
Pro
- Unlimited accounts
- Smart insights
- Budget planning
- CSV & PDF import
Get early access
Free during private beta. No credit card required.
No credit card required. Cancel anytime. We'll never share your email.